Real Estate Group
ABOUT THE TEAM
EL DORADO HILLS NEIGHBORHOOD INFORMATION
OAK RIDGE HIGH SCHOOL
PONDEROSA HIGH SCHOOL
UNION MINE HIGH SCHOOL
ROLLING HILLS MIDDLE SCHOOL
MARINA MIDDLE SCHOOL
CAMERADO SPRINGS MIDDLE
SILVA VALLEY ELEMENTARY
OAK MEADOW ELEMENTARY
WILLIAM BROOKS ELEMENTARY
LAKE FOREST ELEMENTARY
PRIVATE SCHOOLS IN
EL DORADO HILLS
"They know everyone which got me looking at houses on day one of the listing, because of their connections and knowledge. Their negotiating skills are top-notch..."
"I have little appreciation for real estate agents with a few exceptions; Donna & Stephani definitely changed my mind..."
"They know the area and understand what their clients want. I would recommend them to any family or friends. I also plan on using them again for any other real estate transactions...."
Donna Menser 916.801.2919
Stephani Menser Polley 916.289.9866
Melissa Cvitanovic 916.260.8435
You may not know this, but in most real estate transactions, the agent representing the buyer is typically paid by the seller.
Where a house is situated can have a real impact on market price – so a less than adequate home in a higher end neighborhood can sell for more than an ideal home in a less-than-perfect location. One thing to look for is how a neighborhood may be changing. Inner-city areas, for instance can seemingly explode as buyers see the potential for improvement in otherwise neglected areas. Schools, near by amenities, public transportation, and area growth are a few factors that play a major role when deciding on location.
No part of your purchase agreement should be assumed. If it is not stipulated in writing, it’s not included, so specify your expectations regarding appliances, fixtures and anything else. What does that mean? If you
see something you like, ask for it. Maybe the sellers were wondering how they were ever going to get that piano back up the stairs again. You may also want to be sure that all three of those barbecues are gone when you move in.
The cost of owning a home includes more than just the purchase price. Reserve extra cash for moving expenses, utility installation, renovations or improvements, home inspection, and closing costs such as
transfer tax, title and escrow fees. There is a tendency for new homeowners to push at the edges of their financial comfort zone. Just remember, it is often harder to live with the pressures of long-term financial commitment than people realize when they’re caught up in a negotiation. Know your limits before you embark on the hunt.
It’s important not to be caught off guard by the details of your mortgage. Remember, it is a long-term agreement with long-term ramifications. There are also opportunities to save money over the life of the mortgage by making increased payments where allowed. So don’t just see the payment schedule. Know your mortgage terms – it could save you thousands.